:root{
  --paper:#F7F7F5; --card:#FFFFFF; --soft:#EFF1ED;
  --ink:#101614; --ink2:#4E5853; --ink3:#848D88;
  --line:#E2E5E1; --line2:#EEF0EC;
  --brand:#0E5C42; --brand-soft:#E8F1EC; --brand-line:#BCD6C9;
  --loss:#AE3A20; --loss-soft:#FBEBE5; --loss-line:#EBC5B8;
  --amber:#8C6512; --amber-soft:#FAF1DC;
  --f:"Instrument Sans",system-ui,-apple-system,"Segoe UI",sans-serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--f);
  font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}
.wrap{max-width:1240px;margin:0 auto;padding:0 32px}
@media(max-width:700px){.wrap{padding:0 16px}body{font-size:16px}}
a{color:inherit}
h1,h2,h3{margin:0;font-weight:700;letter-spacing:-.022em;text-wrap:balance;line-height:1.14}
h1{font-size:clamp(34px,5.1vw,60px)}
h2{font-size:clamp(25px,3.1vw,36px)}
h3{font-size:19px;letter-spacing:-.012em}
p{margin:0}
.num{font-variant-numeric:tabular-nums;font-weight:700}

/* header */
header{position:sticky;top:0;z-index:20;background:rgba(247,247,245,.94);
  backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid var(--line)}
.hbar{display:flex;align-items:center;gap:26px;height:68px}
.logo{display:flex;align-items:center;gap:11px;text-decoration:none;font-weight:700;
  letter-spacing:-.025em;font-size:18px;white-space:nowrap}
.logo svg{width:26px;height:26px;flex:none}
nav{margin-left:auto;display:flex;gap:26px;align-items:center}
nav a{color:var(--ink2);text-decoration:none;font-size:15px;font-weight:500}
nav a:hover{color:var(--brand)}
@media(max-width:860px){nav a:not(.btn){display:none}nav{margin-left:auto}}
@media(max-width:480px){
  .hbar{gap:12px}
  .logo{font-size:16px;gap:9px}.logo svg{width:23px;height:23px}
  header .btn{padding:10px 14px;font-size:14px;white-space:nowrap}
}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;
  background:var(--brand);color:#fff;border:1px solid var(--brand);text-decoration:none;
  padding:11px 19px;border-radius:9px;font-weight:600;font-size:15px;line-height:1;
  min-height:44px}
.btn:hover{background:#0B4C37}
.btn.ghost{background:transparent;color:var(--ink);border-color:var(--line)}
.btn.ghost:hover{border-color:var(--brand);color:var(--brand);background:transparent}
:focus-visible{outline:2.5px solid var(--brand);outline-offset:2px;border-radius:5px}

section{padding:78px 0;border-bottom:1px solid var(--line)}
@media(max-width:700px){section{padding:52px 0}}
.eyebrow{font-size:12.5px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;
  color:var(--brand)}
.lede{font-size:clamp(17px,1.5vw,19px);color:var(--ink2);max-width:62ch}

/* hero */
.hero{padding:74px 0 66px}
.hero-grid{display:grid;gap:44px}
@media(min-width:980px){.hero-grid{grid-template-columns:1.1fr .9fr;gap:60px;align-items:center}}
.hero h1{margin:16px 0 18px}
.hero .lede{font-size:clamp(17px,1.6vw,20px)}
.cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.beside{margin-top:22px;font-size:14.5px;color:var(--ink3);max-width:48ch}

/* the card of loss */
.losscard{background:var(--card);border:1px solid var(--line);border-radius:16px;
  padding:28px;box-shadow:0 1px 2px rgba(16,22,20,.04),0 12px 30px -18px rgba(16,22,20,.16)}
.losscard .cap{font-size:13px;font-weight:600;color:var(--ink3);letter-spacing:.02em}
.big{font-size:clamp(40px,5.4vw,56px);font-weight:700;letter-spacing:-.03em;
  font-variant-numeric:tabular-nums;color:var(--loss);line-height:1.02;margin:6px 0 4px}
.losscard .sub{font-size:14.5px;color:var(--ink2)}
.rows{margin-top:20px;border-top:1px solid var(--line2)}
.row{display:flex;justify-content:space-between;gap:16px;padding:11px 0;
  border-bottom:1px solid var(--line2);font-size:14.5px}
.row span:first-child{color:var(--ink2)}
.row span:last-child{font-variant-numeric:tabular-nums;font-weight:600;text-align:right}
.foot{margin-top:14px;font-size:12.5px;color:var(--ink3);line-height:1.5}

/* stat strip */
.strip{background:var(--brand-soft);border-top:1px solid var(--brand-line);
  border-bottom:1px solid var(--brand-line)}
.strip .wrap{display:grid;gap:30px}
@media(min-width:760px){.strip .wrap{grid-template-columns:repeat(3,1fr);gap:40px}}
.stat b{display:block;font-size:clamp(32px,3.9vw,44px);letter-spacing:-.03em;
  font-variant-numeric:tabular-nums;line-height:1.05;color:var(--brand);font-weight:700}
.stat p{margin-top:7px;font-size:14.5px;color:var(--ink2);max-width:34ch}

/* generic grids */
.grid{display:grid;gap:20px;margin-top:38px}
@media(min-width:720px){.grid.g2{grid-template-columns:1fr 1fr}}
@media(min-width:900px){.grid.g3{grid-template-columns:repeat(3,1fr)}}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:24px}
.card h3{margin-bottom:8px}
.card p{font-size:15px;color:var(--ink2)}
.tag{display:inline-block;font-size:11.5px;font-weight:700;letter-spacing:.055em;
  text-transform:uppercase;padding:4px 9px;border-radius:5px;margin-bottom:12px}
.tag.now{background:var(--brand-soft);color:var(--brand);border:1px solid var(--brand-line)}
.tag.next{background:var(--amber-soft);color:var(--amber)}

/* steps */
ol.steps{list-style:none;counter-reset:s;margin:34px 0 0;padding:0;display:grid;gap:14px}
@media(min-width:860px){ol.steps{grid-template-columns:1fr 1fr;gap:14px 30px}}
ol.steps li{counter-increment:s;display:flex;gap:15px;align-items:flex-start;
  background:var(--card);border:1px solid var(--line);border-radius:12px;padding:18px 20px}
ol.steps li::before{content:counter(s);flex:none;width:28px;height:28px;border-radius:7px;
  background:var(--brand-soft);color:var(--brand);border:1px solid var(--brand-line);
  display:grid;place-items:center;font-size:14px;font-weight:700;
  font-variant-numeric:tabular-nums}
ol.steps b{display:block;font-size:15.5px}
ol.steps span{font-size:14.5px;color:var(--ink2)}

/* never */
.never{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:26px}
.never ul{margin:16px 0 0;padding:0;list-style:none;display:grid;gap:10px}
.never li{display:flex;gap:11px;font-size:15px;color:var(--ink2);align-items:flex-start}
.never li b{color:var(--ink);font-weight:600}
.x{flex:none;width:19px;height:19px;border-radius:5px;background:var(--loss-soft);
  color:var(--loss);border:1px solid var(--loss-line);display:grid;place-items:center;
  font-size:12px;font-weight:700;margin-top:2px}

/* who */
.who{display:grid;gap:34px}
@media(min-width:900px){.who{grid-template-columns:1.15fr .85fr;gap:54px;align-items:start}}
.who p+p{margin-top:15px}
.who .lede{color:var(--ink2);font-size:16.5px}
.sidecard{background:var(--brand-soft);border:1px solid var(--brand-line);
  border-radius:14px;padding:24px}
.sidecard h3{color:var(--brand);font-size:16px;margin-bottom:12px}
.sidecard ul{margin:0;padding:0;list-style:none;display:grid;gap:9px}
.sidecard li{font-size:14.5px;color:var(--ink);display:flex;gap:10px;align-items:flex-start}
.tick{flex:none;color:var(--brand);font-weight:700}

/* contact */
.contact{background:var(--card)}
.cbox{display:grid;gap:26px;align-items:center}
@media(min-width:820px){.cbox{grid-template-columns:1.2fr .8fr;gap:48px}}
.cbox h2{margin-bottom:12px}

footer{padding:44px 0 60px;font-size:13px;color:var(--ink3)}
footer .srcs{display:grid;gap:7px;margin:0 0 22px;padding:0;list-style:none}
@media(min-width:820px){footer .srcs{grid-template-columns:1fr 1fr;gap:7px 40px}}
footer a{color:var(--ink2)}
.sig{padding-top:20px;border-top:1px solid var(--line);display:flex;flex-wrap:wrap;
  gap:8px 18px;align-items:center}
.sig b{color:var(--ink);font-weight:600}

/* ---- notes pages ---- */
.note{padding:56px 0 70px}
.note .body{max-width:68ch}
.note .body p{margin:0 0 18px;color:var(--ink2);font-size:17px}
.note .body p strong{color:var(--ink)}
.note h1{font-size:clamp(30px,4vw,46px);margin:12px 0 10px}
.note h2{font-size:clamp(21px,2.4vw,27px);margin:36px 0 12px}
.meta{font-size:13.5px;color:var(--ink3);margin-bottom:26px}
.tbl{width:100%;border-collapse:collapse;margin:8px 0 22px;font-size:15px;
  background:var(--card);border:1px solid var(--line);border-radius:12px;overflow:hidden}
.tbl th,.tbl td{padding:11px 14px;text-align:left;border-bottom:1px solid var(--line2)}
.tbl th{font-size:12.5px;letter-spacing:.06em;text-transform:uppercase;color:var(--ink3);
  background:var(--soft)}
.tbl td.n,.tbl th.n{text-align:right;font-variant-numeric:tabular-nums}
.tbl td.n{font-weight:600}
.tbl tr:last-child td{border-bottom:none}
.tblwrap{overflow-x:auto}
.callout{background:var(--brand-soft);border:1px solid var(--brand-line);border-radius:12px;
  padding:20px 22px;margin:22px 0;font-size:16px}
.callout b{color:var(--brand)}
.notelist{display:grid;gap:16px;margin-top:30px}
@media(min-width:800px){.notelist{grid-template-columns:1fr 1fr 1fr}}
.notelist a{display:block;text-decoration:none;background:var(--card);border:1px solid var(--line);
  border-radius:14px;padding:22px}
.notelist a:hover{border-color:var(--brand)}
.notelist h3{margin-bottom:8px}
.notelist p{font-size:14.5px;color:var(--ink2)}
.backlink{font-size:14px;color:var(--ink2);text-decoration:none}
.backlink:hover{color:var(--brand)}